Services
Credit Card Debt Services
Credit card debt services are planned to prevent consumers from ruining their credit with bankruptcy by tactfully settling your credit card accounts, one debt at a time. The benefits of our services postulate lower monthly payments, minimized collection calls, and reduced debt amounts saving the average client 40-60% off their current balance. Your aged, past due credit cards actually compliment our service by making it easier to settle. The older the debt - the more apt your creditor will be to a lower settlement amount.
Your Credit
Our credit card debt services help 30% of your credit score which is the debt-to-income ratio. As your debts are settled this aspect of your credit score improves. On the other hand our service does initially - negatively affect your payment history which accounts for 35% of your credit score. Not to worry, as your debts are individually closed out the payment history portion of your credit will heal in only 3 short months upon the closure of each individual account.
Comparing Debt Services
When compared to adjacent services such as bankruptcy, credit counseling and debt management our settlement solution is the fastest, most effective way to payoff your debts and repair your credit.