Credit Card Debt Services

Credit Card Debt Company

We're a company that focuses the bulk of our attention on credit card debt, although department store cards, medical debts and personal loans account for the smaller portion of our clients debt - they too are also covered by our service fulfillment center.

As a professional, experienced debt company we've encountered debt amounts anywhere from five thousand to four hundred and fifty thousand - that's credit card debt alone! So, if you assume your situation is too particular, it's probably not.

What We Do

We close your credit card accounts, and eliminate your debt, plain and simple. You're probably tired of playing the minimum monthly payment game, you know where your balance remains nearly the same. Wouldn't you like to legally, and permanently get rid of these debts? If you're serious about getting help, we're the credit card debt company to speak with.

How We Help

Our company explains the services we provide in depth before you apply for our program.

We (the credit card debt company) and you (the client) agree upon a comfortable monthly payment - this will determine your program duration with our company. Then, we send your information to our underwriters - for approval. If / when approved, simply check your email inbox for a complete contract showing your creditors, amounts owed, and total debts enrolled.

In observance to the contract you will notice the program specifics, payment draft dates, and payment schedule from start to finish. Our company is required to carry out a 5 minute interview by phone to ensure you know how this program works. This interview is tape-recorded and stored in our company file, until your accounts are closed - settled.

Payments

Your payments (through an automatic debit) a fixed, pre-determined amount (in contract) of money into your debt settlement savings account, each month. This is your money, and will be used to settle your debts.

We keep in touch with you monthly via telephone, to make sure things are going all right, and to answer any questions that may arise. You have 24-7 login access to your account at the bank, and to your account at our company, so you can stay up-to-date on your progress.

After a few months, your savings account will have enough funds saved to settle one of your accounts. We will contact your creditors to negotiate a settlement.

Settlement Offers

We always get the settlement offer in writing from the creditor. When a settlement offer is brought forward, we (the debt settlement company) will contact you (the client) and present the settlement offer to you. You then have the option to accept or decline the offer. If accepted, the bank sends the money directly to the creditor on your behalf. That account is then marked "Settled" and we move on to the next one until you've completed our program.

If you deny the offer, our company continues to negotiate on your behalf - in some cases waiting is beneficial as aged debts seem to settle for less (in some cases). Each creditor is unique, and their settlement department has standard settlement procedures.

Now that you understand how our company works, call today for a free quote!